Understand Your Options

Getting that perfect mortgage for your new home or refinancing your existing mortgage always feels better when you know you received a good deal. So whatever you’re considering, you have some choices when it comes to finding the right purchase or refinance mortgage loan. 

Mortgages are offered by several types of lenders. You can get a loan from a mortgage broker, a large institutional bank, a credit union, or a direct lender like Wyndham Capital. If you choose to work directly with a large institutional bank, you will typically have several points of contact.  This can lead to confusion, frustration, and lack of control.  Large institutional banks and their employees only sell their particular company's mortgage products, which means they are limited in what programs they can offer you.  This also means that you will typically get a higher interest rate, since they’re also limited to the interest rates being offered by that individual bank at the time. 

A mortgage broker has access to a wider selection of products, but a mortgage broker will often charge much higher origination costs to the customer and take a longer time to process and fund your loan. This is because they have no control over the majority of the mortgage process and their loans are underwritten at another company. 

Since Wyndham Capital is a direct lender, they provide you with the best of both worlds. Wyndham Capital underwrites hundreds of different programs that are tailored for their customer’s needs in-house.  This means Wyndham can also include hundreds of options from a pricing perspective to insure their customers can always secure the best interest rate for the best program available. At the same time, since Wyndham is a banking operation, they process, underwrite, close, and fund your loan right at their office.  For you this means a quick and efficient loan process with full control, transparency, and flexibility that you won’t find with a broker or institutional bank. In short, Wyndham provides their customers with the best rates and programs available and close their loans quicker than the competition. All customers deserve the right to attain the best rates and programs for their individual situation, as well as the personalized service you’d expect…Wyndham Capital provides this to every customer they support…guaranteed.