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VA Streamline

What is a VA Streamline?

The VA streamline refinance home loan, also known as an interest rate reduction loan (IRRL), is a simple refinance loan that is easy to qualify for using your VA loan benefit.

At Wyndham Capital, our streamlined process allows you to lower your monthly payment and reduce your interest rate through a very quick and efficient loan process with fewer qualification criteria than a standard VA loan.

The Benefits:
  • No out-of-pocket costs.
  • In some cases, no appraisal is required. No income verification required to qualify.
  • Lower your rate with only a 0.5% funding fee.
  • Get existing escrow account refunded back to you.
  • Fast, convenient in-home closings.