| Alabama Consumer Credit License | #21451 | |
| Arizona Mortgage Banker License | #0930262 | |
| Arkansas Combination Mortgage Banker-Broker-Servicer License | 108108 | |
|
41DBO-40950 | |
|
#603H883 | |
| Colorado Mortgage Company Registration. | #2948 | |
| To check the license status of your mortgage broker, visit | ||
| http://www.dora.state.co.us/real-estate/index.htm | ||
| Connecticut Mortgage Lender License | #ML-2948 | |
| Delaware Lender License | 025001 | |
| District of Columbia Mortgage Dual Authority License | #MLB2948 | |
| Florida Mortgage Lender License | #MLD13 | |
| Georgia Residential Mortgage Licensee | #17110 | |
| Idaho Mortgage Broker/Lender License | MBL-8867 | |
| Iowa Mortgage Banker License | 2017-0149 | |
| Kansas Mortgage Company License MC.0025262 | MC39097 | |
| Kentucky Mortgage Company License | ||
| Louisiana Residential Mortgage Lending License | 2948 | |
| Illinois Residential Mortgage Licensee | #MB.6759402 | |
| Mortgage Banking (MB) Licensee Name: Wyndham Capital Mortgage, Inc. MB-License Number: MB.6759402 / NMLS Id: 2948 Illinois Residential Mortgage Licensee State of Illinois, Division of Banking Illinois Department of Financial and Professional Regulation (IDFPR) James R. Thompson Center (JRTC) 100 West Randolph Street – 9th Floor Chicago, Illinois 60601 Telephone Number: 1-888-473-4858 www.idfpr.com |
||
| Indiana DFI 1st Lien Mortgage Lending License Indiana-SOS-Loan Broker License |
#10884 #2948 |
|
| Maine Supervised Lender License | #2948 | |
| Maryland Mortgage Lender License | #11536 | |
| Michigan 1st Mortgage Broker/Lender License | #FL0015915 | |
| Michigan 2nd Mortgage Broker/Lender License | #SR 0017188 | |
| Minnesota: This is not an offer to enter into an agreement under Minnesota law. | #MN-MO-40031142 | |
| Any such offer may only be made in accordance with MN Stat. 47.206(3) and (4). | ||
| Minnesota Residential Mortgage Originator License. | ||
| Mississippi Mortgage Lender License | 2948 | |
| Missouri Company Registration | 18-2380 | |
| Montana Mortgage Lender License | 2948 | |
| Nebraska Mortgage Banker License | 2948 | |
| Nevada Mortgage Banker License | #4546 | |
| New Hampshire: Licensed by the New Hampshire Banking Department | #13577-MB | |
| New Jersey Residential Mortgage Lender License | #2948 | |
| New Mexico Mortgage Loan Company License | 2948 | |
| North Carolina Mortgage Lender License | #L-104239 | |
| Ohio Mortgage Broker Act Mortgage Banker Exemption | #MBMB.850201.000 | |
| Oklahoma Mortgage Lender License | #ML010652 | |
| Oregon Mortgage Lender License | #ML-4964 | |
| Pennsylvania: Licensed by the Pennsylvania Department of Banking | #30000 | |
| Rhode Island: Licensed Lender Rhode Island Loan Broker License-MLS |
#20102690LL #2948 |
|
| South Carolina BFI Mortgage Lender / Servicer License | #MLS - 2948 | |
| South Dakota Mortgage Lender License | ML.05180 | |
| Tennessee Mortgage Lender License | #2048 | |
| Texas SML Mortgage Company License | #2948 | |
| - Texas Mortgage Disclosure | #2948 | |
| Utah-DRE Mortgage Entity License | 9710532 | |
| Vermont Lender License | 7117 | |
| Virginia: Licensed by the Virginia State Corporation Commission | #MC-2238 | |
| Washington Consumer Loan Company License | #CL-2948 | |
| West Virginia Mortgage Lender License | #ML-31395 | |
| WI Mortgage Banker Branch License | 1506632BA | |
| Wisconsin Mortgage Banker License | 2948BA | |
| Wyoming Mortgage Lender/Broker License | 3085 |
| AL Consumer Credit License | 21451.001 | |
| AR Combination Mortgage Banker-Broker-Servicer License | 109462 | |
| AZ Mortgage Banker Branch License | 121710 | |
|
6O3H883 | |
|
41DBO-58521 | |
| CT Mortgage Lender Branch License | ML-BCH-1506632 | |
| DC Mortgage Dual Authority Branch License | MLB1506632 | |
| DE Licensed Lender Branch | 025003 | |
| FL Mortgage Lender Branch License | MLDB4790 | |
| Idaho Mortgage Broker/Lender License | MBL-9038 | |
| Iowa Mortgage Branch Registration | 1506632 | |
| KS Mortgage Company Branch License | MC.0025262-BR.001 | |
| KY Mortgage Company License | MC391152 | |
| LA Mortgage Branch Registration | 1506632 | |
| MD Mortgage Lender License | 22288 | |
| ME Supervised Lender Branch License | 1506632 | |
| Mississippi Mortgage Branch License | 1506632 | |
| MN Branch Registration | MN-BR-1506632 | |
| MT Mortgage Lender Branch License | 1506632 | |
| NC Mortgage Branch License | L-104239-103 | |
| NE Mortgage Banker Branch License | 1506632 | |
| Nevada Mortgage Banker Branch | 4546 | |
| NH Mortgage Banker Branch License | 21194-MB-BCH | |
| NJ Residential Mortgage Lender Branch License | 1506632 | |
| NM Mortgage Loan Company Branch License | 1506632 | |
| North Dakota Money Broker Brand Registration | NDBR1506632 | |
| OH Mortgage Broker Act Mortgage Banker Exemption (Branch) | MBMB.850201.001 | |
| OK Mortgage Lender Branch License | MLB11047 | |
| OR Mortgage Lending Branch License | ML-4964-1 | |
| PA Mortgage Lender License | 30000.001 | |
| RI Lender Branch Certificate | 20102690LL B01 | |
| SC-BFI Branch Mortgage Lender/Servicer | MLB - 1506632 | |
| TN Mortgage Branch Authorization | 109314-101 | |
| TX-SML Mortgage Banker Branch Registration | 1506632 | |
| Utah -DRE Mortgage Branch Office License | 10320019 | |
| VA Branch License | MC-2238 | |
| Vermont Lender License | 7118 | |
| WA Consumer Loan Branch Office License | CL-1506632 | |
| WI Mortgage Banker License | 2948BA | |
| WV Mortgage Lender Branch License | MLB-34986 | |
| WY Mortgage Lender/Broker License | 3086 |
| AZ Mortgage Banker Branch License | 120390 |
| Missouri In-State Branch License | 18-2380 |
|
18-2380 |
In an effort to soften the economic blows caused by COVID-19, the Federal Reserve began buying bonds backed by home loans in March, causing current mortgage rates to fall below 3% for the 13th consecutive week. As of this writing, 30-year mortgage rates have reached a record-breaking rate of 2.8%, while 15-year mortgage rates dropped to 2.33%.
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You're ready to cash in on your home's equity, and you're faced with the dilemma of choosing between a home equity loan vs. refinance. How do you know which is best for you? Luckily, you've got us! Today, we're breaking down the differences between a home equity loan vs. a refinance to make your decision a walk in the park.
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