Mortgage rates have hit an all-time low this month, which means there's never been a better time to refinance your mortgage to take advantage of low rates.

Getting a mortgage can be a daunting task. From the application to getting the paperwork done, the process of acquiring a mortgage is demoralizing. Thanks to technology, digital home lending provides effortless home acquisition. According to IBIS World, the online mortgage industry grew at an average of 26 percent between 2014 and 2019.