A new home. It’s the American dream. Whether it’s a cute cottage with the white picket fence in the burbs, or a hip loft downtown, buying a home is a goal for most people. But how does a person know if their credit is good enough to qualify? Or what if their score is less than stellar? Here’s how to find out, get on track, and nudge that number upwards.

With winter in full-swing, you'll want to be prepared for anything. Whether it's being snowed-in, losing power or experiencing a lack of winter, this list has items everyone could use.