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Rate Comparison

 

More Options. More Savings in Your Pocket.

There's no one-size-fits-all mortgage. That's why we give you personalized options to meet your exact needs. From 15-year conventional loans to FHA programs, we have you covered. And all our home loans have super low rates, no hidden lender fees, and come backed with our $10,000 on-time closing2 guarantee.
 


1Informa Research Services, www.informars.com, has obtained the rate and fee data from the various lenders that it tracks. The accuracy of the rate and fee data cannot be guaranteed and are based off of the following loan scenario: $400,000 loan amount, 75% LTV, 740+ credit score, and a single-family primary residence in North Carolina.
2Wyndham Capital Mortgage, Inc. has obtained the rate and fee data from Quicken Loans, Inc. at Mortgage Calculator. The accuracy of Quicken's rate and fee data cannot be guaranteed and are based off the following loan scenario: a single-family residence in North Carolina, good credit rating (score between 720-759), and a $400,000 loan amount for a conventional loan at 75% LTV or $250,000 loan amount if FHA at 95% LTV.

For informational purposes only. Does not constitute an offer to lend. Rates are not guaranteed and are subject to change without notice. Your guaranteed rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors.

Compare Rates

 

Even though “the best” mortgage looks different from one person to the next, there’s one thing we can all agree on: the lowest rate is the best rate. So, how do you know you’re getting the lowest rate for your new mortgage?


Compare Mortgage Rates

To find the best rate possible, we recommend that you compare mortgage rates of three (or more) mortgage lenders you’re interested in working with. Wyndham Capital’s mortgage comparison tool makes it easy to compare mortgage rates among top competitors in real-time.


Compare Mortgage Rates by Loan Type & Term

Mortgage rates are not a one-size-fits-all situation. When shopping for the best interest rate, it’s important to consider home loan types and terms and their impact on interest rates. Some of the most common loan types are conventional, FHA, or VA loans. Each has its own set of requirements that appeal to buyers in different situations.

Mortgage loan terms vary from 10, 15, 20, and 30-year terms and make a considerable difference in the interest rate you qualify for. For example, 10, 15 and 20-year mortgages traditionally qualify for lower interest rates than 30-year mortgages. Between the shorter loan term and lower interest rate, 10, 15, and 20 year-mortgages can save borrowers considerably more money than a 30-year loan term.


Fixed-Rate vs. Variable Rate

Financing your mortgage loan with a variable interest rate has the potential to save you money, but it’s not guaranteed. You see, a variable rate means your mortgage interest rate has the potential to increase or decrease throughout the entire life of your loan. Fixed-rate mortgage loans have unchanging interest rates, meaning the rate you qualify for is the rate you keep throughout the life of the loan.

Need help to compare mortgage rates? Wyndham Capital Mortgage is here to help! Chat with one of your expert mortgage loan officers today to find what type of mortgage loan, term, and rate makes the most sense for you.