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Day 1 Certainty

We’ve adopted Fannie Mae’s Day 1 Certainty to make our mortgage experience fast and simple for you. This means less time, less hassle, and less stress when buying or refinancing your home.
 
With no lender fees, competitive rates, and best in industry service, we make home buying feel exciting. The way it should be.

Day 1 Benefits

Appraisal Waivers

Appraisal Waivers

You may be eligible to waive your appraisal, saving you valuable time and cost when using Day 1 Certainty
AccountChek

AccountChek

Save time by providing financial information electronically, eliminating paper collection
Employment Verification

Employment Verification

Once we verify your employment you may be able to skip providing W-2 documents or other proof of income

How We Roll

Let's Get You Home Faster

We’ve streamlined your experience from start to finish, making it simple and stress-free. With blazing fast technology and expert guidance along the way, it’s home buying for the digital age.

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

Get Started

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

Get Started

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

Oct 23
Mortgage News - October 23, 2020: Mortgage Rates Hit Another Record Low

In an effort to soften the economic blows caused by COVID-19, the Federal Reserve began buying bonds backed by home loans in March, causing current mortgage rates to fall below 3% for the 13th consecutive week. As of this writing, 30-year mortgage rates have reached a record-breaking rate of 2.8%, while 15-year mortgage rates dropped to 2.33%.

Read More
Oct 20
Home Equity Loan vs. Refinance: What's Best for You?

You're ready to cash in on your home's equity, and you're faced with the dilemma of choosing between a home equity loan vs. refinance. How do you know which is best for you? Luckily, you've got us! Today, we're breaking down the differences between a home equity loan vs. a refinance to make your decision a walk in the park.

Read More

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2020 Wyndham Capital Mortgage, Inc. | NMLS ID #2948 | http://www.nmlsconsumeraccess.org/ | All Rights Reserved.
1. WCM has no lender fees except for delays requiring rate lock extensions. 2. See full $10k Terms & Conditions