Day 1 Certainty

We’ve adopted Fannie Mae’s Day 1 Certainty to make our mortgage experience fast and simple for you. This means less time, less hassle, and less stress when buying or refinancing your home.
 
With no lender fees, competitive rates, and best in industry service, we make home buying feel exciting. The way it should be.

Day 1 Benefits

Appraisal Waivers

Appraisal Waivers

You may be eligible to waive your appraisal, saving you valuable time and cost when using Day 1 Certainty
AccountChek

AccountChek

Save time by providing financial information electronically, eliminating paper collection
Employment Verification

Employment Verification

Once we verify your employment you may be able to skip providing W-2 documents or other proof of income

How We Roll

Let's Get You Home Faster

We’ve streamlined your experience from start to finish, making it simple and stress-free. With blazing fast technology and expert guidance along the way, it’s home buying for the digital age.

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Jan 25
The Freedom & Flexibility Difference

For two decades, Wyndham Capital Mortgage (WCM) has positioned itself as a leading mortgage lender. And over the past several years, we’ve led the revolution of incorporating financial technology (or FinTech) into the mortgage lending process. An end-to-end digital process - from loan application to close - is what the modern consumer wants, and so we deliver.

Read More
Jan 22
Should I Refinance My Mortgage in 2021?

As a homeowner watching the current refinance rates hit record lows, it’s natural to wonder, “Should I refinance my home mortgage in 2021?” Whether you want to lower your monthly payment, expand the kitchen or build a rental-worthy apartment above the garage, refinancing your home in 2021 may be the best option. There are a variety of factors to consider when deciding whether or not to refinance your home.

Read More

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2021 Wyndham Capital Mortgage, Inc. | NMLS ID #2948 | http://www.nmlsconsumeraccess.org/ | All Rights Reserved.
1. WCM has no lender fees except for delays requiring rate lock extensions. 2. See full $10k Terms & Conditions