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Day 1 Certainty

We’ve adopted Fannie Mae’s Day 1 Certainty to make our mortgage experience fast and simple for you. This means less time, less hassle, and less stress when buying or refinancing your home.
 
With no lender fees, competitive rates, and best in industry service, we make home buying feel exciting. The way it should be.

Day 1 Benefits

Appraisal Waivers

Appraisal Waivers

You may be eligible to waive your appraisal, saving you valuable time and cost when using Day 1 Certainty
AccountChek

AccountChek

Save time by providing financial information electronically, eliminating paper collection
Employment Verification

Employment Verification

Once we verify your employment you may be able to skip providing W-2 documents or other proof of income

How We Roll

Let's Get You Home Faster

We’ve streamlined your experience from start to finish, making it simple and stress-free. With blazing fast technology and expert guidance along the way, it’s home buying for the digital age.

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

Get Started

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

Get Started

 

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

Download Now

 

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't have to close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

Jan 9
Wyndham Capital Hires Industry Veteran as First Ever SVP of Marketing

Wyndham Capital Mortgage has added industry veteran Trey Rigdon as SVP of Marketing and a member of its executive leadership team.

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Jan 6
Wyndham Capital Mortgage Promotes Senior Leaders to Kick Off New Decade

CHARLOTTE, N.C., January 6th, 2020 Wyndham Capital Mortgage has promoted Ben Cowen to President and Josh Hankins to Chief Operating Officer. This move was made strategically to position Wyndham Capital for scalable growth in 2020. Wyndham Capital, who opened two new loan origination centers in Kansas City and Salt Lake City in 2019, originated over $2.2 billion of loan volume in 2019. These promotions make way for future success as Wyndham Capital strives toward its 2020 goals of investing in people, marketing, and technology.

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2020 Wyndham Capital Mortgage, Inc. | NMLS ID #2948 | http://www.nmlsconsumeraccess.org/ | All Rights Reserved.
1. WCM has no lender fees except for delays requiring rate lock extensions. 2. See full $10k Terms & Conditions