Consent Agreement for Electronic Disclosures and Communications from Wyndham Capital Mortgage

PLEASE READ THIS INFORMATION CAREFULLY AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.

Introduction. You are submitting a request to obtain residential mortgage financing with Wyndham Capital Mortgage, Inc. Please see the "Terms of Use" located at www.wyndhamcapital.com for additional information, definitions and terms. Wyndham Capital Mortgage can only provide you the benefits of its services by conducting its business electronically. In order to do this, we need your consent to provide you with certain disclosures, notices and other communications (“Disclosures and Communications”) in connection with your loan inquiry (“Loan Inquiry”).

Electronic Disclosures and Communications. Disclosures and Communications will be provided to you (and on behalf of any individual designated by you) electronically via your designated email address. However, if you wish to obtain a paper copy of any legally required disclosure, you may write to Wyndham Capital Mortgage, Disclosure Request, 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211 with the details of your request. Paper copies will be provided to you at no charge.

Scope of Consent. Your consent to receive Disclosures and Communications and to do business electronically, and our agreement to do so, applies to this Loan Inquiry with Wyndham Capital Mortgage.

Consenting to Do Business Electronically. Before you decide to do business electronically with Wyndham Capital Mortgage, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements. To access and retain the Disclosures and Communications electronically, you will need to use the following computer software and hardware:

• Internet Access with 128-bit Encryption
• Email Access
• Web Browser:
  • Google Chrome (latest two versions)
  • Internet Explorer (latest version)
  • Mozilla Firefox version (latest two versions)
  • Safari
• Adobe Acrobat Reader 6 or higher
• Ability to Print
• Computer, Tablet, or Mobile Device:
  • iPhone 5 (or newer)
  • iPad Gen 4 (or newer)
  • iPad Mini 2 (or newer)
  • Android 4.1 (or newer)

Withdrawing Consent. Because Wyndham Capital Mortgage will provide the Disclosures and Communications to you instantaneously, you will not be able to withdraw your consent to do business electronically with Wyndham Capital Mortgage during the Loan Inquiry process. However, after your Loan Inquiry is submitted, you may withdraw your consent to do business electronically in connection with your Loan Inquiry with Wyndham Capital Mortgage at no cost to you. If you choose to withdraw your consent in connection with your Loan Inquiry, you can receive future Disclosures and Communications in paper form, by U.S. mail at no charge to you by contacting 1-888-923-9911 or by writing at the address provided above. If you decide to withdraw your consent, the legal validity and enforceability of electronic Disclosures and Communications previously provided to you will not be affected.

Changes to Your Contact Information. You should keep us informed of any change in your email or U.S. postal mailing address. You may contact Wyndham Capital Mortgage by telephone at 1-888-923-9911 regarding any such changes.