For two decades, Wyndham Capital Mortgage (WCM) has positioned itself as a leading mortgage lender. And over the past several years, we’ve led the revolution of incorporating financial technology (or FinTech) into the mortgage lending process. An end-to-end digital process - from loan application to close - is what the modern consumer wants, and so we deliver.

As a homeowner watching the current refinance rates hit record lows, it’s natural to wonder, “Should I refinance my home mortgage in 2021?” Whether you want to lower your monthly payment, expand the kitchen or build a rental-worthy apartment above the garage, refinancing your home in 2021 may be the best option. There are a variety of factors to consider when deciding whether or not to refinance your home.