Jumbo Loans

JUMBO

Whether you’re shopping for an expensive home or in a hot real estate market, you might find that the amount you need for a mortgage exceeds the traditional limit of $484,350 in most counties.

Your best option could very well be a jumbo loan, which allows you to borrow a larger sum of money for a property than with a traditional loan.

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More Than a Mortgage

Benefit-1No Hidden Lender Fees

Quick, Reliable, and Fee-Free Loan Processing and Underwriting

 

 

Benefit-2Fast Closings

Finally, Home Lending Designed for Your Life and Needs

 

 

Benefit-35 Star Service

Friendly, Knowledgeable, and Personal Service from Lending Experts

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How We Roll

Buying Your Home Should be Fun and Exciting

That's why we've streamlined your experience from start to finish, making it simple and stress-free. With blazing fast technology and expert guidance along the way, it's home buying for the digital age.

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

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2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

 Download Now

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

1. Get Pre-Approved

Your home journey starts with completing a fast and digital mortgage application. This will tell you how much house you can afford and let’s realtors know you’re a serious house hunter. 

 Get Started

2. Search Smart

Use our free nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device. 

 Download Now

3. Lock Your Loan

Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing. 

 

4. Close Virtually

A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

If you’ve outgrown your home (and your mortgage loan) you may want to consider a jumbo loan. A jumbo loan will give you the funds you need to purchase the home of your dreams at low down payment options. Plus, with our competitive mortgage rates and digital home lending advantages, you’ll get the most out of your home loan with the customer service and know-how from Wyndham’s dedicated loan specialists.


What Are Jumbo Loans

Also known as non-conforming loans, jumbo loans are loans designated to cover loan amounts totaling more than the allowable amount set by the Federal Housing Finance Agency (FHFA). Traditionally, jumbo loans are reserved for loan amounts totaling more than $484,350, but this amount varies based on location and your lender. Jumbo loans make it possible to buy high-priced or highly-desirable homes, and when taking into consideration the 10-year treasury and mortgage rates, you may find that obtaining a jumbo loan is easier than you think.

To qualify for a jumbo loan, it helps if potential borrowers have a credit score greater than 700, a low debt-to-income ratio, a strong income, and some sort of cash reserve. Wyndham Capital Mortgage has the competitive jumbo loan rates, fee-free loan processing, and speedy closings to make financing your dream home a reality.