Whether you’re shopping for an expensive home or in a hot real estate market, you might find that the amount you need for a mortgage exceeds the traditional limit of $484,350 in most counties.
Your best option could very well be a jumbo loan, which allows you to borrow a larger sum of money for a property than with a traditional loan.
Quick and Reliable Loan Processing and Underwriting
Finally, Home Lending Designed for Your Life and Needs
Friendly, Knowledgeable, and Personal Service from Lending Experts
That's why we've streamlined your experience from start to finish, making it simple and easy. With blazing fast technology and expert guidance along the way, it's home buying for the digital age.
Your home journey starts with completing a fast and digital mortgage application. This will tell you how
Use our nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device.
Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing.
A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money.
Your home journey starts with completing a fast and digital mortgage application. This will tell you how
Use our nationwide MLS database to search for your home, connect with realtors, and access your pre-approval letter all from your mobile device.
Lock your loan through our digital portal or with one of our expert mortgage consultants. It's fast and easy and let's us begin processing your loan for closing.
A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money.
If you’ve outgrown your home (and your mortgage loan) you may want to consider a jumbo loan. A jumbo loan will give you the funds you need to purchase the home of your dreams at low down payment options. Plus, with our competitive mortgage rates and digital home lending advantages, you’ll get the most out of your home loan with the customer service and know-how from Wyndham’s dedicated loan specialists.
Also known as non-conforming loans, jumbo loans are loans designated to cover loan amounts totaling more than the allowable amount set by the Federal Housing Finance Agency (FHFA). Traditionally, jumbo loans are reserved for loan amounts totaling more than $484,350, but this amount varies based on location and your lender. Jumbo loans make it possible to buy high-priced or highly-desirable homes, and when taking into consideration the 10-year treasury and mortgage rates, you may find that obtaining a jumbo loan is easier than you think.
To qualify for a jumbo loan, it helps if potential borrowers have a credit score greater than 700, a low debt-to-income ratio, a strong income, and some sort of cash reserve. Wyndham Capital Mortgage has competitive jumbo loan rates, simplified loan processing, and speedy closings to make financing your dream home a reality.
If you are interested in living in Arizona, consider the Arizona housing marketing, Arizona mortgage rates and cost of living in Arizona. Then decide if The Grand Canyon State is for you.
Read MorePurchasing a home can be a very satisfying experience. Years of hard work and dedication are rewarded in what is a huge accomplishment for most. However, purchasing a home also can pose some challenges. One of the biggest challenges can be finding the ideal home that fits your budget. Fortunately, you can determine a home's monthly mortgage by using a mortgage payment calculator. Another challenge for hopeful homeowners is buying during a “seller’s market.”
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