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Mortgage Payment Calculator

 

Your Simple, Free Mortgage Calculator

Not sure how much house you can afford? Our trusted mortgage calculator can help estimate exactly what your monthly payments will be. Need to adjust your down payment? No problem. Want to add HOA dues? We got you. From home insurance to property taxes, we've accounted for all costs associated with your mortgage, so you'll never be left in the dark.
 

What is a Mortgage Calculator?

Whether you’re a first time home buyer, buying an investment property, or looking to downsize, mortgage calculators can help estimate what your expected monthly payments will look like.


However, not all mortgage calculators are built the same. Many free mortgage calculators only factor in the home price, down payment amount, loan term, and interest rate. Wyndham Capital’s free and simple mortgage calculator allows you to factor in costs associated with HOA fees, home insurance, and property taxes, giving you a much more realistic estimated mortgage payment amount. Our affordability calculator helps buyers determine how much house they can afford with calculations using your desired location, annual income, monthly debt, and down payment amount.


How Mortgage Calculators Can Help…

First Time Home Buyers

Are you a first time home buyer? Beginning the home buying journey can come with a lot of questions and even more surprises. Using a mortgage calculator with a down payment personalization feature, taxes, home insurance, and associated fees help first time home buyers appropriately plan the next steps in their home buying journey without the shock of surprise costs associated with property taxes, HOA fees, and mortgage interest.


Purchasing Investment Property

Thinking of buying an investment property but not sure if you can afford it? Our free mortgage calculator with taxes, principal, interest, and insurance breakdowns showing mortgage payment calculations and cost which can be used to compare against potential rental income, maintenance costs, and other costs related to owning an investment property.


The Newly Retired

Diving into retirement and looking to relocate or downsize? Wyndham's simple mortgage calculator can make buying a home on a new budget easy. Solid numbers take the guesswork out of what you can afford in different cities and states around the country, allowing you to more accurately narrow down the places and homes to fit this new chapter in your life.


Refinancing

Have lower interest rates caught your eye? Plug your figures into our free mortgage calculator with a newer, more attractive interest rate to help you decide whether refinancing a mortgage makes sense. Then, speak with one of our seasoned mortgage loan officers to get the ball rolling towards a more attractive mortgage loan.

Just like our simple mortgage calculator, working with Wyndham Capital Mortgage provides a seamless home buying process no matter where you are on your homeownership journey to help you find the right mortgage that best suits your life.