When you’re ready to buy or refinance a home it’s important you have a loan that works for you. Wyndham Capital Mortgage gets it, which is why we give our customers personalized home mortgage rates tailored specifically to their needs. Whether you need a 15-year conventional loan, VA loan, FHA loan or any other of the options we offer, Wyndham Capital has current mortgage rates that will save you money, all available in a digital, fast, convenient process that fits your needs. Learn more about mortgage rates below.
Just like the 60,000 customers we’ve helped since we first began our digital home lending journey over 17 years ago, Wyndham Capital is not only dedicated to delivering the best customer service possible but able to spend much more of our attention on your home loan needs while our award-winning artificial intelligence and robotics handle menial processes. What’s more, while these digital processes are sifting through hours of paperwork in seconds, we’re saving money in the process and passing those savings right back to our clients in the form of competitive home mortgage rates, low closing costs and no hidden lender fees, ever. With an over 98% customer satisfaction rating and thousands of five-star reviews, we’ve proven ourselves to be the trustworthy, reliable and efficient direct home lender you can count on to get you into a home loan that works for you, period.
A mortgage rate is the rate of interest you pay over the life of your loan.
Find and compare current mortgage rates of popular loan options from leading lenders with Wyndham Capital’s rate comparison tool.
A “good mortgage rate” is dependent upon factors like the type of loan and loan terms and the borrower's financial history and credit score. Compare current mortgage rates from leading lenders to get a baseline for what a good mortgage rate should look like.
Considering mortgage rates are at historic lows, locking in a low mortgage rate is a good move for many buyers, especially if there is a chance interest rates could rise.
Mortgage rates are determined by how risky of an investment it is for the lender to give you a loan. Lenders often base your mortgage rate off of factors like down payment amount, credit score, loan amount/type/term, interest rate type (fixed or adjustable), and closing costs.
While there are some factors to getting a good mortgage rate like having a strong credit score and down payment, we recommend shopping around to find the best mortgage rate among mortgage lenders you’d like to work with.
We suggest you shop around to different lenders, have a strong credit score and down payment ready. You can also “buy points,” meaning you pay the lender money up front to lower your mortgage rate. If you’re confident mortgage rates won’t go any lower, it may be in your best interest to do a rate lock.
Mortgage lenders are able to offer better refinancing rates than banks and credit unions. Digital mortgage lenders like Wyndham Capital offer some of the lowest refinance rates available today thanks to our digital advantage.
We recommend compiling information like your credit score, down payment amount and researching what mortgage type and financing option you think best suits your needs. Then compare mortgage rates of lenders you’re interested in working with based on your specifications with our free mortgage calculator.
Find and compare mortgage rates for popular loan options with Wyndham Capital’s rate comparison tool. This rate comparison tool lets you see what today’s mortgage loan rates are from leading lenders so you can compare rates in one easy spot.
Getting a personalized mortgage rate quote has never been easier thanks to Wyndham Capital Mortgages home mortgage rate tool, which gives you personalized options to meet your exact mortgage needs 100% online.
We recommend using a mortgage calculator with taxes, HOA fee and insurance inputs to get a realistic idea of what your new refinanced mortgage loan will look like. To compare different rate calculators, you can also do a quick google search for “mortgage rate calculator.”
Getting a rate quote is quick and easy, and it provides insight into what you can expect will be your best option when it comes time to buy a home or refinance your current loan. By answering a few questions online you’ll be on your way to finding the best home mortgage rates available. Simply follow the prompt or reach out to a Wyndham Capital loan specialist today to discuss your options.
To some, the idea of introducing robots into business brings to mind images of (at best) The Jetsons to (at worst) I, Robot. Some industries readily embraced the idea, while others chose to avoid it. And then… COVID-19 happened, and the world was suddenly forced to digitize and automate. The mortgage industry was no exception. While traditional mortgage lenders rushed to introduce more automation into their processes at the onset of 2020, Wyndham Capital Mortgage (WCM) was already fully up and running. We embraced robotics years ago and have invested in an end-to-end digital mortgage process that takes consumers from loan application to close – all online. How we do it? By implementing robotics, digital platforms and artificial intelligence that streamline our processes and expedite the mortgage loan experience. Our process provides the speed, ease and convenience modern borrowers expect while saving them money now and in the future.
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2021 is upon us, and mortgage interest rates continue to drop. It is no surprise that these low rates have piqued the interest of both current and first-time homebuyers. Buying and refinancing when rates are low is very appealing. However, it is important to look at the housing market as a whole when determining how these rates will affect your homebuying and refinancing goals.
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4064 Colony Road Morrocroft 2, Floor 2
Charlotte, NC 28211
8:00 am - 5:30 pm ET
Monday - Friday
1 -888-923-9911
