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Cash Out Refinance

It's Your Money. Take it Back.

If you have equity in your home, put it to good use. Our cash out refinance loan helps you take advantage of your home’s financial power and delivers the excess cash to your pocket. Use it on home repairs, debt consolidation, or that sports car you’ve had your eye on.  Vroom, vroom, home owner. 
 
 
 

Your Money. Your Way

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30 year cash out

A 30 year option can help you get cash back for projects or paying off debt while keeping your monthly payment low.

 

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20 year cash out

Tap into your equity with a 20 year cash out refinance loan - a happy medium between the longer 30 year term and the 15 year option.

 

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15 year cash out

Choose a 15 year cash out if you're looking to pay off the loan in a shorter amount of time and you can handle the monthly payment.

 

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Cash Out Everything

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Get Cash Back

Unlock your money to use on debt consolidation or emergencies

 

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Flexible Options

Choose from many loan terms tailored to meet your needs

 

 

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Upgrade your Home 

Use excess cash to work on home improvement projects

Donny Kirby

How We Roll

Refinance Your Goals

We've made the refinance experience painless with super fast technology and expert guidance along the way. It's home lending, the modern way.

1. Digital Application

Refinancing starts with completing a fast and digital mortgage application. This will help determine the best refinance option to achieve your goals. 

 Get Started

2. Lock Your Loan

Select the program that best suits you and lock in your rate. Your loan portal will be created where you can begin updating all the necessary documents and information. 

 

 

3. Digital Updates

Get notifications online or on the go. We'll keep you updated throughout your refinance, keeping you on track and on pace to get your cash or lower your rate. 

 

4. Virtual Closing

A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money.

Get Started

1. Digital Application

Refinancing starts with completing a fast and digital mortgage application. This will help determine the best refinance option to achieve your goals. 

 Get Started

2. Lock Your Loan

Select the program that best suits you and lock in your rate. Your loan portal will be created where you can begin updating all the necessary documents and information. 

 

 

3. Digital Updates

Get notifications online or on the go. We'll keep you updated throughout your refinance, keeping you on track and on pace to get your cash or lower your rate. 

 

4. Virtual Closing

A modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money.

Get Started

Aug 3
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Jul 23
Digital Lending's Impact on Customer Service

A shift toward digitally-driven processes, with ever-increasing importance on robotics and technology, seems sure to be a ticket to less customer interaction and a slide in customer service, right?

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1. WCM has no lender fees except for delays requiring rate lock extensions. 2. See full $10k Terms & Conditions