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FHA Streamline

FHA Streamline

There’s easy and then there’s FHA streamline. Our fast process gets even better since the loan is already insured by the Federal Housing Administration. It’s like a financial shortcut, helping you either lower your rate or monthly payment.

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Easier than Ever

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Digital Convenience

Go from application to close all from your device at your own pace

 

 

headset houseExpert Guidance

Professionals at the ready to help you choose the best loan

 

 

Percent whiteSave on Rate 

Save thousands on your total loan payment by getting a lower rate 

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How We Roll

Refinancing Your Home Should be a Breeze

That's why we've streamlined your experience from start to finish, making it simple and stress-free. With blazing fast technology and expert guidance along the way, it's home lending for the digital age.

1. Digital Application

Refinancing starts with completing a fast and digital mortgage application. This will help determine the best refinance option to achieve your goals. 

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2. Lock Your Loan

Select the program that best suits you and lock in your rate. Your loan portal will be created where you can begin updating all the necessary documents and information. 

 

3. Digital Updates

Get notifications online or on the go. We'll keep you updated throughout your refinance, keeping you on track and on pace to get your cash or lower your rate. 

 

4. Virtual Closing

SA modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

1. Digital Application

Refinancing starts with completing a fast and digital mortgage application. This will help determine the best refinance option to achieve your goals. 

 Get Started

2. Lock Your Loan

Select the program that best suits you and lock in your rate. Your loan portal will be created where you can begin updating all the necessary documents and information. 

 

3. Digital Updates

Get notifications online or on the go. We'll keep you updated throughout your refinance, keeping you on track and on pace to get your cash or lower your rate. 

 

4. Virtual Closing

SA modern mortgage doesn't close at the attorney's office. Close when and how you want with our virtual closing, saving you valuable time and money. 

Get Started

What is an FHA Streamline Refinance?

An FHA streamline refinance is a faster and easier way to refinance your home compared to other traditional home refinance options. FHA streamline refinance is available to borrowers looking to refinance their current FHA loan and comes with some general qualifications. For instance, borrowers looking to refinance with an FHA streamline loan must be current on their current loan, ideally not having missed any payments. Additionally, the borrower’s current mortgage must be at least 210 days old with six monthly payments paid towards it. Compared to other refinancing options, the FHA streamline does have one of the longer refinancing wait times, but holds impressive benefits that make it worth the “wait.”


The Benefits of an FHA Streamline Refinance

There are several benefits that make FHA streamline refinancing an attractive option for homeowners. Not only does an FHA streamline refinance help borrowers get a lower interest rate, but it’s also an easier way to refinance compared to other options. Borrowers who take advantage of an FHA streamline refinance will enjoy just that, a “streamlined” refinance process including less paperwork and the ability to bypass credit checks, employment/income verifications and a home appraisal.

When you work with an easy mortgage company like Wyndham Capital, you’ll enjoy an even faster and more efficient refinancing process, competitive interest rates and a digital experience that makes us one of the most trusted online mortgage lenders in the industry.