The following list of documents is generally required during the refinance application process. You may or may not need everything on this refinance checklist. But for a fast and easy loan process, it's best to have these items available when you’re ready to complete your mortgage application.
Proof of income: typically, you’ll need to show original pay stubs for the last 30 days.
Copy of your homeowners insurance to verify you have current and sufficient coverage on your home.
Copies of your W-2 forms which are required for each loan applicant and help verify past employment and income history.
Copies of asset information, including accounts holding money for closing costs, statements for savings, checking and 401K accounts, and investment records for mutual funds or stocks.
Copy of title insurance to help verify your property’s taxes, names on the title, and legal description of the property.
Once you’ve begun the refinance process, your Wyndham Capital refinance expert will tell you which documents you’ll need to get approved. This may vary depending on where you live and which loan program you’ve selected. But keep in mind – the more information you have ready before you apply, the less time it will take to get approved and close your loan. Please note that the above documents are not required in order for you to receive your Loan Estimate.
Contact us today to find out if refinancing is right for you:
The figures shown are estimates and provided for information purposes only.
The actual figures may vary based on loan product, credit profile, property value, geographic location, occupancy and other factors.