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For so many people, the new year is the perfect time to make some changes or start on the path towards what you've always been wanting to do. With the holidays finally over and a bit of a fresh perspective, new years resolutions serve as a fantastic set of guidelines to make the best of the upcoming year. Some people cut carbs, others try to meditate more but this year can be your year to finally do something about your home. So, whether you're looking to buy your first home this year or to refinance and finally build that new kitchen you've been dreaming of, we've compiled some great information here to help you get started.

Winter can be brutal for a homeowner. Ghostly drafts seep through the floor, around windows and doors, and even through power outlets, causing your furnace to constantly run and rack up an enormous power bill. It doesn’t have to be that way, though. Here are eight easy and inexpensive projects the average homeowner can do to winterize your home, cutting both drafts and bills.